Terms and Conditions – NALM Pay Technology Private Limited

These Terms and Conditions (“Terms”) govern your use of the services and website provided by NALM Pay Technology Private Limited (“we,” “our,” “us”). By using our website, services, or products, you agree to comply with and be bound by these Terms. If you do not agree with any of the Terms, please do not use our website or services.

1. Acceptance of Terms

By accessing or using the services provided by NALM Pay Technology Private Limited, you agree to be bound by these Terms and any other policies or guidelines we may post on our website. We reserve the right to modify or update these Terms at any time, and such changes will be effective immediately upon posting. It is your responsibility to review these Terms periodically.

2. Services Provided

NALM Pay Technology Private Limited provides IT solutions, software development, eCommerce services, payment gateway integrations, and related digital solutions. The specific terms of each service will be outlined in the individual service agreements or contracts between us and the client.

3. User Responsibilities

As a user of our services, you agree to the following:

  • Provide accurate and complete information when required (e.g., during registration or service sign-up).
  • Ensure that your account details (if applicable) are kept secure and confidential.
  • Use our services only for lawful purposes and in accordance with applicable laws and regulations.
  • Not engage in any activity that disrupts or interferes with our services or the operation of our website.

4. Account Registration and Security

If our services require account registration, you agree to:

  • Provide accurate, current, and complete information during the registration process.
  • Maintain the confidentiality of your account information, including your username and password.
  • Notify us immediately if you suspect any unauthorized use of your account.

You are responsible for all activities that occur under your account, and we are not liable for any loss or damage arising from your failure to protect your account credentials.

5. Payment and Fees

  • You agree to pay for the services provided by NALM Pay Technology Private Limited in accordance with the payment terms set out in the service agreement or contract.
  • Payment for services must be made in full before the commencement of any project unless otherwise agreed.
  • All fees are non-refundable, except as explicitly stated in our Return and Refund Policy.

6. Intellectual Property

  • All content, materials, and intellectual property on our website and in the services we provide, including but not limited to text, graphics, logos, images, software, and trademarks, are the property of NALM Pay Technology Private Limited or its licensors and are protected by copyright and other intellectual property laws.
  • You are granted a limited, non-transferable, and non-exclusive license to access and use our services, but you do not acquire any ownership rights to any of the intellectual property.

7. Privacy and Data Protection

We respect your privacy and are committed to protecting your personal information. Our Privacy Policy governs how we collect, use, and protect your data. By using our services, you consent to our Privacy Policy, which is available on our website.

8. Limitation of Liability

To the fullest extent permitted by law, NALM Pay Technology Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including loss of profits, data, or business opportunities, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount you paid for the specific service giving rise to the claim.

9. Indemnification

You agree to indemnify and hold harmless NALM Pay Technology Private Limited, its officers, employees, agents, and affiliates from and against any claims, losses, damages, liabilities, or expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of our services, violation of these Terms, or infringement of any third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to our services at our discretion if we believe that you have violated these Terms or engaged in activities that disrupt our services. Upon termination, your right to access or use our services will immediately cease, and you agree to cease all use of the services.

11. Force Majeure

NALM Pay Technology Private Limited shall not be held liable for any failure or delay in the performance of our obligations if such failure or delay is caused by events beyond our reasonable control, including but not limited to natural disasters, pandemics, acts of government, labor strikes, or any other unforeseen circumstances.

12. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of [Your Country/Region]. Any disputes arising from these Terms or your use of our services will be resolved through binding arbitration or in a court of competent jurisdiction in [Your Location].

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at: